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AUSTIN – Low-interest disaster loans from the U.S. Small Business Administration are available to Texas residents, businesses of all sizes and nonprofit organizations that are recovering from the severe storms and flooding that occurred March 26-28, 2025. 

Residents and businesses in Cameron, Hidalgo, Starr, and Willacy counties may now apply if they had damage in the March storms. 

FEMA partners with other agencies to help meet the needs of disaster survivors. Disaster loans are the largest source of federal recovery funds for storm survivors. They help private property owners pay for disaster losses not covered by insurance, local or state programs. SBA loans also cover deductibles and increased cost of compliance after a disaster. Survivors should not wait for an insurance settlement before submitting an SBA loan application.

Interest rates on disaster loans can be as low as 2.75% for homeowners and renters, 3.62% for private nonprofit organizations and 4% for businesses, with terms up to 30 years for physical damage to real estate, inventory, supplies, machinery and equipment. Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.

Survivors are not required to begin repaying the loan and the interest does not begin to accumulate for 12 months from the date the first disaster loan disbursement is awarded.

Homeowners may be eligible for a disaster loan of up to $500,000

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FRANKFORT, Ky. –Disaster Recovery Centers in Clark, Lincoln, Mercer and Owen counties are scheduled to close permanently June 14 at 7 p.m., but help is still available as survivors can go to any open center to get in-personal assistance, and there are other ways to apply. 

The centers closing permanently are located at:

Clark County: Clark County Emergency Operations Center, 200 Maryland Ave., Winchester, KY 40391 

Lincoln County: Lincoln County Fire Department Training Center, 309 KY Hwy 590, Stanford, KY 40484 

Mercer County: Mercer County Health Department, 900 N. College St., Harrodsburg, KY 40330 

Owen County: Three Rivers District Health Department, 60 Old Monterey Road, Owenton, KY 40359 

From June12-14, working hours for these centers are 9 a.m. to 7 p.m. Eastern Time.

Also, 35 centers in Kentucky counties designated for FEMA assistance as the result of the April severe storms, straight-line winds, flooding, landslides and mudslides will be closed on Sundays.   

Centers in Laurel, Pulaski and Trigg counties remain open on Sundays. You can visit any Disaster Recovery Center to get in-person assistance. No appointment is needed. To find all other center locations, including those in other states, go to fema.gov/drc or text “DRC” and a Zip Code to 43362. 

Check this DR-4864 DRC locator for specific hours of operation.

Disaster Recovery Centers are one-stop shops where you can get information and advice on available assistance from commonwealth, federal and community organizations. You can get help to apply

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