RSS feed source: Volcano Discovery.com

FRANKFORT, Ky. – Kentucky residents who experienced damage from the April severe storms, straight-line winds, tornadoes, flooding, landslides, and mudslides may be eligible for FEMA assistance. Homeowners and renters in Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen and Woodford counties are encouraged to apply.  

FEMA assistance covers basic needs. It will not restore all disaster-related property loss. Insurance coverage is the best means to recover after a natural disaster. However, Personal Property Loss assistance may repair or replace disaster-damaged property if conditions meet the eligibility requirements.  

The item(s) may fall within any of these categories:

Appliances: Includes standard household appliances, such as a refrigerator, washing machine, etc.Clothing: Essential clothing needed due to overall loss, damage, or contamination.Home Furnishings: Basic furnishings found in a bedroom, kitchen, bathroom and living room.Tools Required for Work and School: Tools and equipment required for your job and items required as a condition of an applicant’s or household member’s education. This assistance also applies to self-employed individuals.Computing Devices: Funds to cover replacement of one personal or family computer. Funds for additional computers required for work or school may be approved.Accessible Items: FEMA also provides assistance for damaged personal property required for qualified applicants with disabilities. Conditions for Eligibility

To be eligible, the item(s) must meet the following criteria:

Items must have been owned prior to April 2 and

Click this link to continue reading the article on the source website.

RSS feed source: Volcano Discovery.com

FRANKFORT, Ky. – In the aftermath of the April severe storms, straight-line winds, flooding, landslides and mudslides, some Kentuckians are grappling with storm-damaged vehicles. If your insurance doesn’t cover all your storm-related vehicle damage, FEMA may be able to provide financial assistance to help fill the gap.

The first step is to file a claim with your insurance company if you have a comprehensive policy. This type of policy usually covers storm-related damage to a vehicle. Apply with FEMA even if you have insurance. FEMA cannot duplicate insurance payments, but underinsured applicants may receive help after their claims have been settled.

To be eligible for FEMA assistance, applicants must meet the following conditions:

The vehicle was damaged during the April storms within the disaster-designated area of Kentucky, which includes Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen and Woodford counties.The applicant can provide proof of ownership of the vehicle with valid registration and title.The vehicle was in compliance with Kentucky’s registration and insurance requirements at the time of the disaster.The applicant has no other usable vehicle.

Applicants with more than one storm-damaged vehicle, must write a statement explaining why the household needs more than one working vehicle. The statement should include the number of vehicles and an insurance settlement or statement for each vehicle.

How To Apply for FEMA Assistance

Survivors in the Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen and Woodford counties who have disaster-caused damage or loss from the April storm can apply for federal disaster assistance under the major disaster declaration DR-4864

Click this link to continue reading the article on the source website.