RSS feed source: Federal Emergency Management Agency

FRANKFORT, Ky. – In the aftermath of the April severe storms, straight-line winds, flooding, landslides and mudslides, some Kentuckians are grappling with storm-damaged vehicles. If your insurance doesn’t cover all your storm-related vehicle damage, FEMA may be able to provide financial assistance to help fill the gap.

The first step is to file a claim with your insurance company if you have a comprehensive policy. This type of policy usually covers storm-related damage to a vehicle. Apply with FEMA even if you have insurance. FEMA cannot duplicate insurance payments, but underinsured applicants may receive help after their claims have been settled.

To be eligible for FEMA assistance, applicants must meet the following conditions:

The vehicle was damaged during the April storms within the disaster-designated area of Kentucky, which includes Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen and Woodford counties.The applicant can provide proof of ownership of the vehicle with valid registration and title.The vehicle was in compliance with Kentucky’s registration and insurance requirements at the time of the disaster.The applicant has no other usable vehicle.

Applicants with more than one storm-damaged vehicle, must write a statement explaining why the household needs more than one working vehicle. The statement should include the number of vehicles and an insurance settlement or statement for each vehicle.

How To Apply for FEMA Assistance

Survivors in the Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen and Woodford counties who have disaster-caused damage or loss from the April storm can apply for federal disaster assistance under the major disaster declaration DR-4864

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RSS feed source: Federal Emergency Management Agency

FRANKFORT, Ky. – FEMA Individual Assistance is available to Kentucky renters, including students and homeowners in Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen and Woodford counties with losses from the April storms.

Federal grants can help pay for temporary housing. The initial rental grant is for a one-month or two-month period and can be reviewed for further assistance. Renters may also qualify for a grant for uninsured essential personal property losses and other disaster-related expenses. These may include: 

Replacement or repair of necessary personal property, such as clothing, textbooks, or school supplies as well as furniture or appliances renters purchased. FEMA will not cover furniture or appliances provided by the landlord.Replacement or repair of tools and other job-related equipment required by the self-employed.Replacement or repair of primary vehicles. Disaster-related uninsured or out-of-pocket medical, dental, childcare, moving and storage expenses. How To Apply for FEMA Assistance

The first step to receive FEMA assistance is to apply. Survivors of the April storms who live in the designated counties have until June 25 to apply for assistance. 

You can apply in several ways:

Online at DisasterAssistance.gov.Visit any Disaster Recovery Center. To find a center close to you, visit fema.gov/DRC, or text DRC along with your Zip Code to 43362 (Example: “DRC 29169”).Use the FEMA mobile app.Call the FEMA Helpline at 800-621-3362. It is open 7 a.m. to 10 p.m. Eastern

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