RSS feed source: Federal Emergency Management Agency

AUSTIN, Texas – Many Central Texas residents and business owners whose properties were damaged in the July storms and flooding may have believed their homeowner’s insurance covered flood damage. 

Homeowner’s policies can cover damage from fires, tornadoes, hail and wind. But most policies do not cover damage sustained in a flood.

Flooding in Texas is not uncommon. Yet just 7% of homeowners in the state have flood insurance through the federal government, which runs the biggest flood insurance program in the country. 

There are more than 170,000 residential structures in Burnet, Guadalupe, Kerr, Kimble, McCulloch, Menard, San Saba, Tom Green, Travis and Williamson counties. More than 90% of the homes in these counties are not insured by the FEMA-managed National Flood Insurance Program.

Communities in Texas are eligible to participate in the National Flood Insurance Program, and policy holders are eligible for federal assistance after a disaster like the July 2-18 flooding in Central Texas.

Flood damage can happen anywhere, to anyone, and often to the surprise of homeowners, renters and business owners who thought their properties were covered for flood damage.

Flood insurance is a separate policy that can cover buildings, the contents of a building, or both. So, it is important to protect your most valuable assets — your home, your business, your possessions. Coverage under the National Flood Insurance Program is available regardless of whether

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RSS feed source: Federal Emergency Management Agency

DENVER – This afternoon, FEMA authorized the use of federal funds to help with firefighting costs for the Red Canyon Fire burning in Hot Springs County, Wyoming, near Thermopolis.

FEMA Region 8 Acting Administrator Katherine Fox approved the state’s request for a federal Fire Management Assistance Grant (FMAG) after receiving the request this afternoon and determining that the fire threatened such destruction that it would constitute a major disaster.

At the time of the request, the fire was threatening 90 primary homes and 10 secondary homes in addition to other buildings, infrastructure, utilities, equipment and multiple watersheds in the area. Evacuations are taking place for approximately 100 homes. The fire started on August 13, 2025 and has burned more than 34,000 acres of state and private land and is zero-percent contained. 

The authorization makes FEMA funding available to pay 75 percent of the state’s eligible firefighting costs under an approved grant for managing, mitigating and controlling designated fires. These grants do not provide assistance to individual home or business owners and do not cover other infrastructure damage caused by the fire.

Fire Management Assistance Grants are provided through the President’s Disaster Relief Fund and are made available by FEMA to assist in fighting fires that threaten to cause a major disaster. Eligible items can include expenses for field camps; equipment use, repair and replacement; mobilization and demobilization activities;

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