RSS feed source: Federal Emergency Management Agency

AUSTIN, Texas – Recovering from a major presidentially declared disaster like the July 2-18 flooding in Central Texas can be emotionally overwhelming and financially difficult. A disaster grant from FEMA’s Individuals and Households Program can help you recover a portion of your losses.

If you receive funds from this program, you may be required by law to purchase a flood insurance policy from FEMA’s National Flood Insurance Program.

Texas received a major presidential disaster declaration for the July flooding, designating Burnet, Guadalupe, Kerr, Kimble, McCulloch, Menard, San Saba, Tom Green, Travis and Williamson counties as eligible to apply for federal assistance. 

FEMA requires you to have flood insurance for buildings and personal property that were damaged by flooding in a high-risk flood area, also known as a Special Flood Hazard Area. This is to protect you and the life you’ve built from future financial devastation after a flood – whether or not a presidential disaster declaration was approved for that event.

To learn if your home is in a high-risk Special Flood Hazard Area, visit https://msc.fema.gov/portal/home.

If you receive federal disaster assistance, the requirement to maintain flood insurance coverage is tied to the property. If you are the homeowner and sell your property, you must inform the new owner of the requirement to maintain flood insurance. In most cases, an existing insurance policy should transfer to a new

Click this link to continue reading the article on the source website.

RSS feed source: Federal Emergency Management Agency

AUSTIN, Texas – Homeowners, renters and businesses that sustained damage or losses from the July storms and flooding in Central Texas have just two weeks to apply for federal disaster assistance. 

Ten counties are designated for federal assistance for the July 2-18 floods: Burnet, Guadalupe, Kerr, Kimble, McCulloch, Menard, San Saba, Tom Green, Travis and Williamson.

There is no cost to apply for FEMA assistance and our specialists offer free guidance on available aid, including money to help with housing repairs or replacement of damaged appliances and furnishings.  

The last day to apply for FEMA disaster assistance is Thursday, Sept. 4, and you will need your email address to apply. This is also the deadline to apply for a long-term, low-interest disaster loan from the U.S. Small Business Administration. 

FEMA works closely with the Small Business Administration, which provides disaster loans to homeowners, renters, nonprofit organizations and businesses of all sizes.

Keep in mind that applying for federal disaster assistance is not the same as reporting your damage to the state. Reporting disaster damage to the Texas Division of Emergency Management at damage.tdem.texas.gov helps officials connect you with resources and services.

The fastest way to apply for FEMA assistance is online at DisasterAssistance.gov. You may also use the FEMA mobile app or call the FEMA Helpline at 800-621-3362. Lines are open from 6 a.m. to 10 p.m. CT daily. If you use a relay service,

Click this link to continue reading the article on the source website.

RSS feed source: Federal Emergency Management Agency

In-brief analysis

August 21, 2025

Alaska has the highest per capita energy expenditures of any state at $12,100, according to our recently published State Energy Data System information for 2023. Wyoming and North Dakota spent the next most on energy at $10,100 and $9,300 per capita, respectively. All three states spent twice as much as the national average of $4,700. Florida had the lowest per capita energy expenditures at $3,700, followed by New York and Maryland at $3,800 each.

Differences in economy-wide per capita energy expenditures across states are attributable to weather conditions, economic composition, industrial energy consumption, and other factors. Alaska, Wyoming, and North Dakota have cold winters that require more energy for heating, and their state economies have more energy-intensive industrial sectors such as mining and oil and natural gas extraction.

Florida has warm

Click this link to continue reading the article on the source website.