RSS feed source: Federal Emergency Management Agency

AUSTIN, Texas – Many Central Texas residents and business owners whose properties were damaged in the July storms and flooding may have believed their homeowner’s insurance covered flood damage. 

Homeowner’s policies can cover damage from fires, tornadoes, hail and wind. But most policies do not cover damage sustained in a flood.

Flooding in Texas is not uncommon. Yet just 7% of homeowners in the state have flood insurance through the federal government, which runs the biggest flood insurance program in the country. 

There are more than 170,000 residential structures in Burnet, Guadalupe, Kerr, Kimble, McCulloch, Menard, San Saba, Tom Green, Travis and Williamson counties. More than 90% of the homes in these counties are not insured by the FEMA-managed National Flood Insurance Program.

Communities in Texas are eligible to participate in the National Flood Insurance Program, and policy holders are eligible for federal assistance after a disaster like the July 2-18 flooding in Central Texas.

Flood damage can happen anywhere, to anyone, and often to the surprise of homeowners, renters and business owners who thought their properties were covered for flood damage.

Flood insurance is a separate policy that can cover buildings, the contents of a building, or both. So, it is important to protect your most valuable assets — your home, your business, your possessions. Coverage under the National Flood Insurance Program is available regardless of whether

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RSS feed source: Federal Emergency Management Agency

DENVER – This afternoon, FEMA authorized the use of federal funds to help with firefighting costs for the Red Canyon Fire burning in Hot Springs County, Wyoming, near Thermopolis.

FEMA Region 8 Acting Administrator Katherine Fox approved the state’s request for a federal Fire Management Assistance Grant (FMAG) after receiving the request this afternoon and determining that the fire threatened such destruction that it would constitute a major disaster.

At the time of the request, the fire was threatening 90 primary homes and 10 secondary homes in addition to other buildings, infrastructure, utilities, equipment and multiple watersheds in the area. Evacuations are taking place for approximately 100 homes. The fire started on August 13, 2025 and has burned more than 34,000 acres of state and private land and is zero-percent contained. 

The authorization makes FEMA funding available to pay 75 percent of the state’s eligible firefighting costs under an approved grant for managing, mitigating and controlling designated fires. These grants do not provide assistance to individual home or business owners and do not cover other infrastructure damage caused by the fire.

Fire Management Assistance Grants are provided through the President’s Disaster Relief Fund and are made available by FEMA to assist in fighting fires that threaten to cause a major disaster. Eligible items can include expenses for field camps; equipment use, repair and replacement; mobilization and demobilization activities;

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RSS feed source: Federal Emergency Management Agency

The fastest way to apply for FEMA assistance is online at DisasterAssistance.gov. It is also the best place to communicate with FEMA about your application.

After a disaster, you may have moved or discovered additional damage to your home or personal property. It is important to keep FEMA advised of any changes to your situation. Missing or outdated materials could delay getting you the help you need. Common details that may need to be updated:

Current housing situation, phone number, or mailing address.Adding or removing the name of a person designated to speak for you.Adding or changing names of household members and number of people living in your home.Changes to your application for FEMA assistance.Correcting or verifying home and property damage.Updating payment preference.

Set up an account at DisasterAssistance.gov to keep all of your information current. If you applied online, you already have an account. If you applied any other way, go to DisasterAssistance.gov, click “Sign-in” in the top navigation, then click “Create an Account”.

Receive messages, upload documents and follow the status of your application at DisasterAssistance.gov. For those who don’t have Internet access or need services not on the FEMA website, call the Helpline at 800-621-3362.

FEMA is committed to providing equal access to federal assistance for Tennesseans who were affected by the April 2-24 severe storms, straight-line winds, tornadoes and flooding. Anyone with an accessibility need who is applying for

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RSS feed source: Federal Emergency Management Agency

SANTA FE, New Mexico – FEMA is supporting state and local recovery efforts for New Mexicans in Doña Ana County who sustained damage from the severe storms, flooding and landslides that began June 23, 2025.

Financial assistance is available to eligible homeowners and renters in Doña Ana County through FEMA’s Individual Assistance program. FEMA may be able to help with serious needs, displacement, basic home repair costs, personal property loss or other disaster-caused needs. Lincoln County was previously designated for Individual Assistance. 

Residents in Doña Ana and Lincoln counties with homeowners, renters or flood insurance should file a claim first. By law, FEMA cannot duplicate benefits for losses covered by insurance. If your policy does not cover all your damage expenses, you may then be eligible for federal assistance.

How to Apply for FEMA Assistance

Homeowners and renters who have disaster-caused damage or loss can apply for FEMA assistance several ways:

The fastest way to apply is online at DisasterAssistance.gov.Use the FEMA App, available on mobile devices.Get in-person help with at the State Disaster Resource Center located in Lincoln County at Eastern New Mexico University – Ruidoso Annex, 709 Mechem Dr., Ruidoso, NM 88345. Hours are from 9 a.m. to 7 p.m. daily.Call the FEMA Helpline at 800-621-3362 between 5 a.m. and 9 p.m. MT. If you use a relay service, captioned telephone or other service, give FEMA your number for that service. Help

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