RSS feed source: Federal Emergency Management Agency

Middle and Western Tennesseans who have been affected by the April 2-24 severe storms, straight-line winds, tornadoes and flooding have five days to apply for FEMA assistance. The application deadline is Tuesday. Aug. 19.

Money is available for survivors who need help covering uninsured costs for things like rental expenses, home repairs, vehicle damage, medical expenses, moving and storage, and reimbursement for temporary housing. Homeowners, renters, students, self-employed, ranchers and farmers in Cheatham, Davidson, Dickson, Dyer, Hardeman, McNairy, Montgomery, Obion and Wilson counties can apply for FEMA assistance.

How to Apply for FEMA Assistance

Apply online at DisasterAssistance.gov, use the FEMA App for mobile devices or call the FEMA Helpline at 800-621-3362. In-person help is available at any Disaster Recovery Center for submitting applications, getting updates and asking questions. Find a center here: DRC Locator (fema.gov).

Video: What to Expect Before Applying for FEMA Assistance | ASL | Spanish

Video: Next Steps After Applying for FEMA Assistance  | ASL | Spanish

Low-interest disaster loans from the U.S. Small Business Administration are also available. To learn more or apply, visit sba.gov/disaster or call 800-659-2955.

Disaster Recovery Centers

Hours: 9 a.m. to 6 p.m. Monday – Friday; 9 a.m. to 2 p.m. Saturday; Closed Sunday

Hardeman County: Safehaven Storm Shelter, 530 Madison Ave W., Grand Junction, TN 38039Obion County: Obion County Library, 1221 E. Reelfoot Ave., Union City, TN 38261

FEMA is committed to providing equal access to federal assistance for Tennesseans who were affected by the April 2-24 severe

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RSS feed source: Federal Emergency Management Agency

FRANKFORT, Ky. – Kentucky homeowners and renters in Caldwell, Laurel, Pulaski, Russell, Trigg and Union counties who suffered uninsured damage to their property from the May 16-17 tornadoes have one week left to apply for federal disaster assistance. The application deadline is Aug. 22.

Survivors are encouraged to file insurance claims for damage to their homes, personal property and vehicles before they apply for FEMA assistance. FEMA Individual Assistance cannot duplicate insurance benefits or other sources of assistance. 

How To Apply for FEMA Assistance

There are several ways to apply for FEMA assistance:

Online at DisasterAssistance.gov.Visit any Disaster Recovery Center. To find a center close to you, visit fema.gov/DRC, or text DRC along with your Zip Code to 43362 (Example: “DRC 29169”).Use the FEMA mobile app.Call the FEMA Helpline at 800-621-3362. Help is available in many languages. If you use a relay service, such as Video Relay Service (VRS), captioned telephone or other service, give FEMA your number for that service. When you apply, you will need to provide:A current phone number where you can be contacted.Your address at the time of the disaster and the address where you are now staying.Your Social Security Number. A general list of damage and losses.Banking information if you choose direct deposit.  If insured, the policy number or the agent and/or the company name.

Survivors should keep their contact information updated with FEMA as the agency

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RSS feed source: Federal Emergency Management Agency

Hunterdon and Somerset counties, NJ – FEMA is proposing updates to the Flood Insurance Rate Map (FIRM) for the below communities in Hunterdon and Somerset counties, New Jersey:

Hunterdon County, NJ:Township of UnionSomerset County, NJ:Township of BedminsterTownship of BranchburgTownship of Hillsborough

Community partners are invited to participate in a 90-day appeal and comment period.

The updated maps were produced in coordination with local, state and FEMA officials. Significant community review of the maps has already taken place, but before the maps become final, community partners can identify any corrections or questions about the information provided and submit appeals or comments.

The 90-day appeal period will begin August 21, 2025. Residents, business owners and other community partners are encouraged to review the updated maps to learn about local flood risks and potential future flood insurance requirements. They may submit an appeal if they perceive that modeling or data used to create the map is technically or scientifically incorrect.

An appeal must include technical information, such as hydraulic or hydrologic data, to support the claim.Appeals cannot be based on the effects of proposed projects or projects started after the study is in progress.If property owners see incorrect information that does not change the flood hazard information—such as a missing or misspelled road name in the Special Flood Hazard Area or an incorrect corporate boundary—they can submit a written comment.

The next step in the mapping process is the resolution of all comments and appeals. Once they are resolved, FEMA will notify communities of the effective date of the final maps.

Submit appeals and comments by contacting your local floodplain administrator. The preliminary maps may be viewed online at the FEMA Flood Map Changes Viewer: http://msc.fema.gov/fmcv.

For more information about the flood maps:

Use a live chat service about flood maps at http://go.usa.gov/r6C (just click on the “Live Chat” icon).Contact a FEMA Map Specialist by telephone; toll free, at 1-877-FEMA-MAP (1-877-336-2627) or by email at [email protected].

Most homeowner’s insurance policies do not cover flooding. There are cost-saving options available for those newly mapped into a high-risk flood zone. Learn more about your flood insurance options by talking with your insurance agent and visiting https://www.floodsmart.gov.

Hunterdon and Somerset counties, NJ Flood Mapping MilestonesMarch 4, 2025 — Revised Preliminary Community Meeting discussing floodplain updatesMarch 7, 2025 — Revised Preliminary Flood Insurance Rate Map released.August 21, 2025 —  Revised Preliminary Appeal Period starts.Fall 2026* — New Flood Insurance Rate Map becomes effective and flood insurance requirements take effect. (*Timeline subject to

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RSS feed source: Federal Emergency Management Agency

AUSTIN, Texas – Long-term, low-interest disaster loans from the U.S. Small Business Administration are available to survivors, businesses and nonprofit organizations that are recovering from the July 2—18 storms and flooding in Central Texas.

Individuals and businesses that suffered losses in Burnet, Guadalupe, Kerr, Kimble, McCulloch, Menard, San Saba, Tom Green, Travis and Williamson counties may apply for an SBA loan.

The SBA also identified 27 contiguous counties where eligible residents, nonresidents and businesses that may have been affected by the storms may also apply for disaster loans. Those counties are Bandera, Bastrop, Bell, Blanco, Brown, Caldwell, Coke, Concho, Edwards, Gillespie, Hays, Irion, Kendall, Kimble, Lampasas, Lee, Llano, Mason, McCulloch, Menard, Milam, Mills, Reagan, Real, Runnels, Schleicher and Sterling.

FEMA partners with other agencies to help meet the needs of disaster survivors. SBA disaster loans are the largest source of federal recovery funds for storm survivors. They help private property owners pay for disaster losses not covered by insurance, local or state programs. SBA loans also cover deductibles and increased cost of compliance after a disaster. Survivors should not wait for an insurance settlement before submitting an SBA loan application. 

Interest rates on disaster loans can be as low as 2.75% for homeowners and renters, 3.62% for private nonprofit organizations and 4% for businesses. Terms can reach up to 30 years for physical damage to real estate, inventory, supplies, machinery

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