RSS feed source: Federal Emergency Management Agency

Hunterdon and Somerset counties, NJ – FEMA is proposing updates to the Flood Insurance Rate Map (FIRM) for the below communities in Hunterdon and Somerset counties, New Jersey:

Hunterdon County, NJ:Township of UnionSomerset County, NJ:Township of BedminsterTownship of BranchburgTownship of Hillsborough

Community partners are invited to participate in a 90-day appeal and comment period.

The updated maps were produced in coordination with local, state and FEMA officials. Significant community review of the maps has already taken place, but before the maps become final, community partners can identify any corrections or questions about the information provided and submit appeals or comments.

The 90-day appeal period will begin August 21, 2025. Residents, business owners and other community partners are encouraged to review the updated maps to learn about local flood risks and potential future flood insurance requirements. They may submit an appeal if they perceive that modeling or data used to create the map is technically or scientifically incorrect.

An appeal must include technical information, such as hydraulic or hydrologic data, to support the claim.Appeals cannot be based on the effects of proposed projects or projects started after the study is in progress.If property owners see incorrect information that does not change the flood hazard information—such as a missing or misspelled road name in the Special Flood Hazard Area or an incorrect corporate boundary—they can submit a written comment.

The next step in the mapping process is the resolution of all comments and appeals. Once they are resolved, FEMA will notify communities of the effective date of the final maps.

Submit appeals and comments by contacting your local floodplain administrator. The preliminary maps may be viewed online at the FEMA Flood Map Changes Viewer: http://msc.fema.gov/fmcv.

For more information about the flood maps:

Use a live chat service about flood maps at http://go.usa.gov/r6C (just click on the “Live Chat” icon).Contact a FEMA Map Specialist by telephone; toll free, at 1-877-FEMA-MAP (1-877-336-2627) or by email at [email protected].

Most homeowner’s insurance policies do not cover flooding. There are cost-saving options available for those newly mapped into a high-risk flood zone. Learn more about your flood insurance options by talking with your insurance agent and visiting https://www.floodsmart.gov.

Hunterdon and Somerset counties, NJ Flood Mapping MilestonesMarch 4, 2025 — Revised Preliminary Community Meeting discussing floodplain updatesMarch 7, 2025 — Revised Preliminary Flood Insurance Rate Map released.August 21, 2025 —  Revised Preliminary Appeal Period starts.Fall 2026* — New Flood Insurance Rate Map becomes effective and flood insurance requirements take effect. (*Timeline subject to

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RSS feed source: Federal Emergency Management Agency

AUSTIN, Texas – Long-term, low-interest disaster loans from the U.S. Small Business Administration are available to survivors, businesses and nonprofit organizations that are recovering from the July 2—18 storms and flooding in Central Texas.

Individuals and businesses that suffered losses in Burnet, Guadalupe, Kerr, Kimble, McCulloch, Menard, San Saba, Tom Green, Travis and Williamson counties may apply for an SBA loan.

The SBA also identified 27 contiguous counties where eligible residents, nonresidents and businesses that may have been affected by the storms may also apply for disaster loans. Those counties are Bandera, Bastrop, Bell, Blanco, Brown, Caldwell, Coke, Concho, Edwards, Gillespie, Hays, Irion, Kendall, Kimble, Lampasas, Lee, Llano, Mason, McCulloch, Menard, Milam, Mills, Reagan, Real, Runnels, Schleicher and Sterling.

FEMA partners with other agencies to help meet the needs of disaster survivors. SBA disaster loans are the largest source of federal recovery funds for storm survivors. They help private property owners pay for disaster losses not covered by insurance, local or state programs. SBA loans also cover deductibles and increased cost of compliance after a disaster. Survivors should not wait for an insurance settlement before submitting an SBA loan application. 

Interest rates on disaster loans can be as low as 2.75% for homeowners and renters, 3.62% for private nonprofit organizations and 4% for businesses. Terms can reach up to 30 years for physical damage to real estate, inventory, supplies, machinery

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