RSS feed source: USGS Earthquake Hazards Program

CHARLESTON, W.Va.— After a natural disaster, it is important to protect your identity against fraud and identity theft. In some cases, criminals may try to get information by pretending to be disaster workers. Scam artists may try to apply for FEMA assistance using names, addresses, and Social Security numbers they have stolen from people affected by a disaster.    

Keep these things in mind to protect your identity and stay informed:   

Federal and local disaster workers do not ask for or accept money. Don’t trust anyone who offers help and then asks for money.   FEMA will only call or e-mail you if you have contacted FEMA first or registered for assistance. If you receive suspicious e-mails or phone calls, you can call the FEMA Helpline at 1-800-621-3362 to verify if a FEMA call or e-mail is legitimate.   Always ask to see I.D. FEMA personnel will always have an official identification badge. A FEMA shirt or jacket is not proof of identity.    Do not offer any personal information, including your Social Security number and bank information, unless you are speaking with a verified FEMA representative.    Be on alert if someone asks for your 9-digit FEMA registration ID, which you will receive when you apply for disaster assistance through FEMA.    Stay tuned to trusted local media for updates from local officials on disaster fraud and scams.   After you apply for FEMA assistance, a

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RSS feed source: USGS Earthquake Hazards Program

AUSTIN, Texas – Homeowners, renters and businesses have until Thursday, Sept. 4, to apply for federal disaster assistance if you had damage or losses from the July storms and flooding in Central Texas.

Ten counties are designated for federal assistance for the July 2-18 flooding: Burnet, Guadalupe, Kerr, Kimble, McCulloch, Menard, San Saba, Tom Green, Travis and Williamson.

By law, FEMA cannot pay for losses covered by your insurance. That’s why disaster survivors are encouraged to file insurance claims for damage to their primary homes, personal property and vehicles before applying for FEMA assistance. You must also submit the insurance settlement or denial letter to FEMA.

FEMA grants may be used to rent housing if you are displaced from your home because of the disaster. They can be used to make accessibility repairs and upgrades such as exterior ramp and grab bars. Grants may also be used for medical and/or dental expenses because the disaster caused an injury or illness. And they can be used for funerals or reburial expenses.

FEMA works closely with the U.S. Small Business Administration, which provides low-interest disaster loans for homeowners, renters, nonprofit organizations and businesses of all sizes.

The last day to apply for an SBA physical disaster loan is the same as the FEMA deadline: Sept. 4. 

Keep in mind that applying for federal assistance is not the same as reporting your damage

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