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Lake Traverse Reservation – Renters and homeowners who had wind or water damage from the June 12-16 flooding, and are enrolled SWO tribal members, may be eligible for FEMA disaster assistance. The deadline to apply for disaster assistance is December 5, 2025. 

To see if you are eligible and to apply, visit FEMA at the Flood Assistance Center inside the Tribal Headquarters Building, 12554 BIA Highway 711, Agency Village. Hours: 8am to 4:30pm Monday-Friday (closed weekends and holidays).

If you need a ride, the tribe is providing free transportation through SWO Community Transport. Call 605-698-7511 and use code 4890 to schedule a ride. 

If you have questions, call the Flood Assistance Center directly at 605-776-6003.  

Recovery specialists from FEMA and the U.S. Small Business Administration are available to explain disaster assistance programs, help people complete the application for federal assistance, and get information on additional resources including low-interest disaster loans. FEMA disaster assistance is a grant, not a loan, and is usually direct-deposited into an applicant’s bank account.

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Disaster loans are available through the U.S. Small Business Administration (SBA). SBA offers long-term, low-interest direct federal loans to homeowners, renters, businesses of all sizes, and nonprofits to help fund repair and rebuilding costs not covered by insurance or other sources. There’s no need to wait for insurance settlements before applying—SBA disaster loans can help survivors rebuild and recover faster. 

For personalized

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At a DRC, affected individuals can get help applying for disaster assistance, speak to state or federal representatives, receive updates on their FEMA application, and more. Additional DRC openings will be announced as those locations are identified.

DRC LocationsDRC Hours of Operation

Cooper County 

Pilot Grove Community Center

300 Progress Avenue 

Pilot Grove, MO 65276

November 6: 11:00 a.m. – 6:00 p.m.

November 7- 8: 8:00 a.m. – 6:00 p.m.

Dunklin County

Administration Office

200 E. 2nd Street 

Kennett, MO 63857

November 6: 11:00 a.m. – 6:00 p.m.

November 7-8:  8:00 a.m. – 6:00 p.m.

Oregon County 

Oregon County Courthouse

1 Court Square 

Alton, MO 65606

November 6: 11:00 a.m. – 3:30 p.m.

November 7-8: 9:00 a.m. – 3:30 p.m.

Reynolds County 

Reynolds County Library

2306 Pine Street 

Centerville, MO 63633

November 6: 11:00 a.m. – 3:30 p.m.

November 7: 8:30 a.m.- 3:30 p.m.

November 8: 9:30 a.m. – 11:30 a.m.

Stoddard County

Bootheel Regional Planning Commission

105 East North Main Street

Dexter, MO 63841

November 6: 11:00 a.m. – 6:00 p.m.

November 7-8: 8:00 a.m. – 6:00 p.m.

Vernon County

Nevada Community Center 

200 N. Ash Street

Nevada, MO 64772

November 6: 11:00 a.m. – 6:00 p.m.

November 7-8: 8:00 a.m. – 6:00 p.m.

Those with disaster-related damage in Bollinger, Butler, Cape Girardeau, Carter, Cooper, Dunklin, Howell, Iron, Mississippi, New Madrid, Oregon, Ozark, Reynolds, Ripley, Scott, Shannon, Stoddard, Vernon, Washington, or Wayne counties may be eligible for assistance by registering with FEMA.

What to Bring

If insured, the policy number or the agent and/or the company name.A current phone number and email address. Your address at the time of the disaster and the address where you are now staying.Your Social Security number.A general list of damage and losses.Banking information for direct deposit, if available.Receipts for disaster related items purchased (items to make repairs to home, hotel receipts, etc.)

FEMA financial assistance may include money for basic home repairs, personal

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